Bajaj Finserv Flexi Loan Benefits
The Flexi Loan feature makes Bajaj Finserv stand out.
- Interest rates from 11% p.a.
- Withdraw anytime from approved limit
- Pay interest only on utilized amount
- Deposit anytime to reduce interest
Balance Transfer
Bajaj Finserv Balance Transfer: Flexi Loan Advantage
Bajaj Finserv's unique Flexi Personal Loan lets you transfer your existing loan and enjoy the flexibility to withdraw and deposit as needed, paying interest only on utilized amount.
Danish MirzaFounder, Unyfy14 years in Indian banking and fintech
Experience the Flexi advantage with Bajaj Finserv balance transfer via Unyfy.
Debt Consolidation
Personal Loan vs Credit Card: Consolidate Your Debts
Use a low interest personal loan to pay off high-interest credit card debt. Compare personal loan vs credit card interest rates and save up to 70% on interest payments.
The Credit Card Trap
Why minimum payments keep you stuck
Credit Card Interest Rate36-48% p.a.
Compounding monthly on unpaid balance
- !Minimum payment trap: 90% goes towards interest, not principal
- !Indefinite closure: Your debt never ends at this pace
- !Multiple EMIs: Managing several cards and loans is stressful
The Unyfy Solution
One loan, one EMI, clear closure date
Personal Loan Interest Rate10-14% p.a.
Fixed EMI, reducing balance method
- Save up to 70% on interest payments
- Fixed closure date: Become debt-free in 12-60 months
- One easy EMI: All debts merged into single payment
Interest Rate Comparison
Credit Card (Minimum Payment)36-48% ROI
Indefinite Closure
Switch to
Personal Loan (via Unyfy)10-14% ROI
Fixed Term
Stop paying indefinitely. Get a clear path to being debt-free.
Free consultation • No obligation • Instant eligibility check
Our Partners
Partnered with India's Leading Banks & NBFCs
We work with the most trusted financial institutions to bring you the best loan offers.
Axis Bank
'/%3e%3c/g%3e%3c/svg%3e)
50,000+
Happy Customers
₹500 Cr+
Loans Disbursed
4.8/5
Customer Rating