Consolidate All Your Debts Into One Easy EMI
Transfer all your credit cards and personal loans into a single personal loan with lower interest rates and predictable payments.
Credit Card Balance Transfer to Loan
Why minimum payments keep you stuck
Compounding monthly on unpaid balance
- !Minimum payment trap: 90% goes towards interest, not principal
- !Indefinite closure: Your debt never ends at this pace
- !Multiple EMIs: Managing several cards and loans is stressful
The Unyfy Solution
One loan, one EMI, clear closure date
Fixed EMI, reducing balance method
- Save up to 70% on interest payments
- Fixed closure date: Become debt-free in 12-60 months
- One easy EMI: All debts merged into single payment
See How Long Your Credit Card Debt Will Last
Compare paying minimum dues vs transferring to a personal loan
One Lakh Only
Closure Timeline Comparison
Method 1: Reducing Min Payment
Pay 5% of current balance each month (reduces over time)
Month 1: Pay ₹5,000 → Only ₹1,500 to principal
Method 2: Fixed EMI
Pay 5% of initial O/S as fixed amount every month
Personal Loan Options
💡 Smart Match: You pay ₹5,000 as min due. With 24 months tenure, your EMI is just ₹4,707, similar payment, but you save money & time!
Monthly EMI
₹2,224
Tenure
5 years
Total Interest
₹33,467
Total Paid
₹1,33,467
vs Reducing Min Payment
💰 Save ₹1,93,533 & 15y 8m time
vs Fixed EMI (5% of initial)
💰 Save ₹41,522 & -3y -1m time
Visual Timeline Comparison
Save 15y 8m and ₹1,93,533 in interest!
Switch from 42% ROI to just 12% ROI
Free consultation • No obligation • Instant eligibility check
Interest Rate Comparison
Stop paying indefinitely. Get a clear path to being debt-free.