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    296 cards · 28 issuers · 31 ranked on your spending

    Compare credit cards. Find the one that pays you most.

    Set what you spend in a month. Cards are ranked by the rupees they would return in a year on that spending, after the annual fee. Not by who pays for the top spot.

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    Your monthly spending

    Total ₹35,000
    Online shopping₹8,000
    Dining & food delivery₹4,000
    Groceries₹6,000
    Fuel₹3,000
    Flights & hotels₹3,000
    Bills & recharges₹3,000
    Everything else₹8,000
    Flipkart Axis Bank Credit Card card
    Top match right now
    Flipkart Axis Bank Credit Card
    ₹10,420
    a year, after fee

    296 cards for you

    Ranked on ₹35,000 a month of spending. Estimates before caps and fee waivers.

    1. #1 on your spend₹500 a year Verified rates

      Flipkart Axis Bank Credit Card

      Axis Bank logoAxis Bank
      • 5% back on shopping
      • 5% back on travel
      • Welcome: Rs. 1100 Flipkart voucher
      On your spend
      ₹10,420
      a year, after fee
      Ideal for shopping
      Apply in app
    2. #2 on your spend₹999 a year Verified rates

      SBI Cashback Credit Card

      SBI Card logoSBI Card
      • 5% back on shopping
      • 5% back on dining
      • Welcome: Rs. 500 cashback on first online spend
      On your spend
      ₹10,401
      a year, after fee
      Ideal for shopping
      Apply in app
    3. #3 on your spend₹1,000 a year Verified rates

      Millennia Credit Card

      HDFC Bank logoHDFC Bank
      • 5% back on shopping
      • 5% back on dining
      • Welcome: Rs. 1000 gift voucher on first transaction above Rs. 5000
      On your spend
      ₹8,960
      a year, after fee
      Ideal for shopping
      Apply in app
    4. Lifetime free Verified rates

      Amazon Pay ICICI Bank Credit Card

      ICICI Bank logoICICI Bank
      • 5% back on shopping
      • 2% back on groceries
      • Welcome: 3-month Amazon Prime membership
      On your spend
      ₹8,760
      a year, after fee
      Ideal for shopping
      Apply in app
    5. ₹1,500 a year Verified rates

      Axis Bank Privilege Credit Card

      Axis Bank logoAxis Bank
      • 1% on everything else
      • Welcome: 12500 points (Rs. 2500)
      On your spend
      ₹2,700
      a year, after fee
      Apply in app
    6. ₹3,000 a year Verified rates

      Axis Bank Select Credit Card

      Axis Bank logoAxis Bank
      • 2% back on groceries
      • 1% on everything else
      • Welcome: 10000 points on first transaction
      On your spend
      ₹1,920
      a year, after fee
      Ideal for groceries
      Apply in app
    7. ₹1,500 a year Verified rates

      Biz Power Credit Card

      HDFC Bank logoHDFC Bank
      • 0.63% on everything else
      • Welcome: 1500 points on joining
      On your spend
      ₹1,125
      a year, after fee
      Apply in app
    8. ₹1,000 a year Verified rates

      Diners Club Miles Credit Card

      HDFC Bank logoHDFC Bank
      • 0.5% on everything else
      • Welcome: 1000 reward points
      On your spend
      ₹1,100
      a year, after fee
      Apply in app
    9. ₹500 a year Verified rates

      HDFC Bank Solitaire Credit Card

      HDFC Bank logoHDFC Bank
      • 0.38% on everything else
      • Welcome: 500 points on first transaction
      On your spend
      ₹1,075
      a year, after fee
      Apply in app
    10. Lifetime free Verified rates

      HDFC Bank Platinum Plus Credit Card

      HDFC Bank logoHDFC Bank
      • 0.25% on everything else
      • Welcome: 500 bonus points on first transaction
      On your spend
      ₹1,050
      a year, after fee
      Apply in app
    11. ₹1,000 a year Verified rates

      HDFC Bank All Miles Credit Card

      HDFC Bank logoHDFC Bank
      • 0.38% on everything else
      • Welcome: 1000 points
      On your spend
      ₹575
      a year, after fee
      Apply in app
    12. ₹1,000 a year Verified rates

      HDFC Bank Diners Club Rewardz Credit Card

      HDFC Bank logoHDFC Bank
      • 0.38% on everything else
      • Welcome: 1000 reward points
      On your spend
      ₹575
      a year, after fee
      Apply in app
    13. ₹1,000 a year Verified rates

      HDFC Bank Doctors Superia Credit Card

      HDFC Bank logoHDFC Bank
      • 0.38% on everything else
      • Welcome: 1000 points on joining
      On your spend
      ₹575
      a year, after fee
      Apply in app
    14. ₹500 a year Verified rates

      Biz Grow Credit Card

      HDFC Bank logoHDFC Bank
      • 0.25% on everything else
      • Welcome: 500 points on joining
      On your spend
      ₹550
      a year, after fee
      Apply in app
    15. ₹500 a year Verified rates

      HDFC Bank MoneyBack Credit Card

      HDFC Bank logoHDFC Bank
      • 0.25% on everything else
      • Welcome: 500 CashPoints
      On your spend
      ₹550
      a year, after fee
      Apply in app

    Yearly figures are shown only for cards whose reward rates Unyfy has checked against the bank's published terms, applied to the spending you set. They use base reward rates, and do not apply accelerated offers, monthly caps, excluded categories, fee waivers or redemption value beyond the stated point value. Other cards are listed with their fees and benefits from Unyfy's card database. Fees exclude GST. Approval and credit limit are the bank's decision. Unyfy may earn a commission from the bank when a referred application is approved; this does not affect the ranking.

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