Consolidate Multiple Loans + Credit Cards Into One
See how consolidating all your debts into a single loan saves you lakhs in interest and puts money back in your pocket.
Balance Transfer Illustration
A customer with 4 personal loans and 2 credit cards consolidates everything into 1 loan
Current Debts (Before Consolidation)
4 Personal Loans
| Loan | Original Amount | ROI | EMI | Outstanding | EMIs Left |
|---|---|---|---|---|---|
| Existing Loan 1 (Bank A) | ₹5,00,000 | 16% | ₹12,159 | ₹4,29,037 | 48 |
| Existing Loan 2 (Bank B) | ₹8,00,000 | 18% | ₹20,315 | ₹6,91,566 | 48 |
| Existing Loan 3 (NBFC) | ₹4,00,000 | 20% | ₹12,172 | ₹3,27,529 | 36 |
| Existing Loan 4 (Fintech) | ₹3,00,000 | 24% | ₹11,770 | ₹2,22,614 | 24 |
2 Credit Cards (Paying only 5% minimum)
| Card | Outstanding | ROI | Monthly Payment (5%) |
|---|
Total Monthly Outflow
₹56,416
Fifty Six Thousand Four Hundred Sixteen Only
Total Outstanding Debt
₹16,70,746
Sixteen Lakh Seventy Thousand Seven Hundred Forty Six Only
New Consolidated Loan (After Balance Transfer)
Loan Amount
₹16,70,746
Sixteen Lakh Seventy Thousand Seven Hundred Forty Six Only
Interest Rate
12% p.a.
Fixed Rate
Tenure
48 months
4 Years
New EMI
₹43,997
Forty Three Thousand Nine Hundred Ninety Seven Only
Total Interest Payable
₹4,41,117
Total Amount Payable
₹21,11,863
💰 Savings & Wealth Creation
Monthly EMI Saved
₹12,419
Every month in your pocket
SIP Investment (10% ROI)
₹7,35,330
Saved EMI invested for 48 months
Net Position After 4 Years
₹13,76,533
Effective cost
Before vs After Comparison
That's ₹1,49,024 saved every year!
Calculate Your Own Savings
Enter your loans and credit cards below to see your personalized savings
Your Personal Loans
Your Credit Cards
Your Total Monthly Outflow
₹19,134
Nineteen Thousand One Hundred Thirty Four Only
Your Total Outstanding Debt
₹5,75,746
Five Lakh Seventy Five Thousand Seven Hundred Forty Six Only
Your New Consolidated Loan
Loan Amount
₹5,75,746
Interest Rate
12% p.a.
Tenure
48 months
New EMI
₹15,162
Total Interest Payable
₹1,52,011
Total Amount Payable
₹7,27,756
💰 Your Savings & Wealth Creation
Monthly EMI Saved
₹3,973
Every month in your pocket
SIP Investment (10% ROI)
₹2,35,221
Saved EMI invested for 48 months
Net Position
₹4,92,535
Effective cost
Before vs After Comparison
That's ₹47,670 saved every year!
Free consultation • No obligation • Instant eligibility check
Why Balance Transfer Makes Sense
Lower Interest Rate
Move from multiple high-rate loans (10-22%) and credit cards (42%) to a single 12% loan
One Simple EMI
No more tracking 6 different payment dates. One loan, one EMI, one clear closure date
Build Wealth
Invest the saved EMI amount in SIP and watch your money grow while you pay off debt