Balance Transfer

    ICICI Bank Balance Transfer: Switch & Save on Your Personal Loan

    ICICI Bank offers one of the most competitive balance transfer programs in India. Transfer your existing high-interest loan and enjoy rates starting from 10.75% p.a.

    Danish MirzaFounder, Unyfy14 years in Indian banking and fintech

    Why Choose ICICI for Balance Transfer?

    ICICI Bank is known for quick processing and competitive rates for balance transfer customers.

    • Rates starting from 10.75% p.a.
    • Same-day approval for eligible customers
    • Flexible tenure options
    • Additional top-up available

    ICICI Balance Transfer Process

    Simple 4-step process to transfer your loan to ICICI Bank.

    • Apply online or through Unyfy
    • Submit required documents
    • Get approval within 24 hours
    • Loan disbursed to existing lender

    Start your ICICI Bank balance transfer journey with Unyfy and get exclusive rates.

    Debt Consolidation

    Personal Loan vs Credit Card: Consolidate Your Debts

    Use a low interest personal loan to pay off high-interest credit card debt. Compare personal loan vs credit card interest rates and save up to 70% on interest payments.

    The Credit Card Trap

    Why minimum payments keep you stuck

    Credit Card Interest Rate36-48% p.a.

    Compounding monthly on unpaid balance

    • !
      Minimum payment trap: 90% goes towards interest, not principal
    • !
      Indefinite closure: Your debt never ends at this pace
    • !
      Multiple EMIs: Managing several cards and loans is stressful

    The Unyfy Solution

    One loan, one EMI, clear closure date

    Personal Loan Interest Rate10-14% p.a.

    Fixed EMI, reducing balance method

    • Save up to 70% on interest payments
    • Fixed closure date: Become debt-free in 12-60 months
    • One easy EMI: All debts merged into single payment

    Interest Rate Comparison

    Credit Card (Minimum Payment)36-48% ROI
    Indefinite Closure
    Switch to
    Personal Loan (via Unyfy)10-14% ROI
    Fixed Term

    Stop paying indefinitely. Get a clear path to being debt-free.

    Free consultation • No obligation • Instant eligibility check

    Our Partners

    Partnered with India's Leading Banks & NBFCs

    We work with the most trusted financial institutions to bring you the best loan offers.

    HDFC Bank logo
    ICICI Bank logo
    Axis Bank
    State Bank of India logo
    IDFC First Bank logo
    Kotak Mahindra logo
    IndusInd Bank logo
    Yes Bank logo
    Bajaj Finserv logo
    Tata Capital logo

    50,000+

    Happy Customers

    ₹500 Cr+

    Loans Disbursed

    4.8/5

    Customer Rating