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    Balance Transfer

    ICICI Bank Balance Transfer: Switch & Save on Your Personal Loan

    ICICI Bank offers one of the most competitive balance transfer programs in India. Transfer your existing high-interest loan and enjoy a rate set by your profile

    Why Choose ICICI for Balance Transfer?

    ICICI Bank is known for quick processing and competitive rates for balance transfer customers.

    • a rate set by your profile
    • Same-day approval for eligible customers
    • Flexible tenure options
    • Additional top-up available

    ICICI Balance Transfer Process

    Simple 4-step process to transfer your loan to ICICI Bank.

    • Apply online or through Unyfy
    • Submit required documents
    • Get approval within 24 hours
    • Loan disbursed to existing lender

    Start your ICICI Bank balance transfer journey with Unyfy and get exclusive rates.

    Debt Consolidation

    Personal Loan vs Credit Card: Consolidate Your Debts

    Use a low interest personal loan to pay off high-interest credit card debt. Compare personal loan vs credit card interest rates and save up to 70% on interest payments.

    The Credit Card Trap

    Why minimum payments keep you stuck

    Credit Card Interest Rate36-48% p.a.

    Compounding monthly on unpaid balance

    • !
      Minimum payment trap: 90% goes towards interest, not principal
    • !
      Indefinite closure: Your debt never ends at this pace
    • !
      Multiple EMIs: Managing several cards and loans is stressful

    The Unyfy Solution

    One loan, one EMI, clear closure date

    Personal Loan Interest Rate10-14% p.a.

    Fixed EMI, reducing balance method

    • Save up to 70% on interest payments
    • Fixed closure date: Become debt-free in 12-60 months
    • One easy EMI: All debts merged into single payment

    Interest Rate Comparison

    Credit Card (Minimum Payment)36-48% ROI
    Indefinite Closure
    Switch to
    Personal Loan (via Unyfy)10-14% ROI
    Fixed Term

    Stop paying indefinitely. Get a clear path to being debt-free.

    Free consultation • No obligation • Instant eligibility check

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    Money Clarity

    What is Unyfy?

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    Our Partners

    Partnered with India's Leading Banks & NBFCs

    We work with the most trusted financial institutions to bring you the best loan offers.

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