Loan Comparison

    SBI Personal Loan Interest Rate - State Bank of India Rates

    Looking for State Bank of India personal loan interest rate? SBI personal loan interest rate starts from 10.85% p.a. for eligible customers. The personal loan interest rate in SBI is among the lowest in India. SBI personal loan offers up to ₹35 Lakhs with tenure up to 7 years. Check the latest SBI personal loan rate of interest and calculate your SBI personal loan EMI.

    Danish MirzaFounder, Unyfy14 years in Indian banking and fintech

    Personal Loan Interest Rate in SBI - 2025 Rates

    The personal loan interest rate in SBI varies based on customer profile. Here's the detailed SBI personal loan interest rate structure.

    • SBI personal loan interest rate for salaried: 10.85% - 14.00%
    • Personal loan rate of interest SBI for pensioners: 10.65% - 13.50%
    • SBI personal loan interest rate for govt employees: 10.65%
    • State Bank of India personal loan interest rate for existing customers: 10.75%

    SBI Personal Loan EMI Calculator

    Calculate personal loan EMI for SBI using our personal loan EMI calculator SBI. The personal loan calculator SBI shows exact monthly payment.

    • ₹3 Lakh SBI personal loan EMI: ₹9,545/month (3 years at 10.85%)
    • ₹5 Lakh SBI personal loan EMI: ₹15,908/month (3 years at 10.85%)
    • ₹10 Lakh SBI personal loan EMI: ₹31,816/month (3 years at 10.85%)
    • Use personal loan EMI calculator SBI for exact calculation

    SBI Personal Loan Eligibility

    Check eligibility before applying for SBI personal loan. Personal loan interest rate in SBI depends on your eligibility criteria.

    • Age: 21-58 years for SBI personal loan
    • Income: ₹25,000+ salary for SBI personal loan eligibility
    • Employment: 2+ years for SBI personal loan approval
    • CIBIL: 700+ for best SBI personal loan interest rate

    Calculate Home Loan EMI SBI vs Personal Loan

    While searching for calculate home loan EMI SBI, many people also compare SBI personal loan rates. Both have different interest structures.

    • SBI personal loan interest rate: 10.85% - 14.00%
    • SBI home loan interest rate: 8.50% - 10.00%
    • Personal loan tenure: Up to 7 years at SBI
    • Quick approval for SBI personal loan vs home loan

    Apply for SBI personal loan through Unyfy at the best personal loan interest rate in SBI. We help you get the lowest SBI personal loan rate of interest with quick approval.

    Free Tool

    Personal Loan EMI Calculator

    Calculate your personal loan EMI instantly. Enter your loan amount, interest rate, and tenure to see your monthly payment and total interest.

    ₹ Ten Lakh Only

    ₹1 Lakh₹2 Crore
    %
    8%20%
    12 Months60 Months

    Your Monthly EMI

    ₹32,385

    for 36 months at 10.25% p.a.

    Principal

    ₹10,00,000

    Interest

    ₹1,65,860

    Total Amount Payable

    ₹11,65,860

    Principal (85.8%)
    Interest (14.2%)
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