Debt Consolidation

    Best Debt Consolidation Loan - Compare & Apply Online

    Looking for the best debt consolidation loan in India? Unyfy helps you find the best debt consolidation loan with lowest interest rates. A low interest debt consolidation loan can save you lakhs in interest payments. Compare best debt consolidation loan options from 15+ banks and NBFCs. Apply for the best debt consolidation loan online with instant approval.

    Danish MirzaFounder, Unyfy14 years in Indian banking and fintech

    Best Debt Consolidation Loan - Top Options 2025

    Here are the best debt consolidation loan options available in India. Compare interest rates and features to find the best option for you.

    • Unyfy Debt Consolidation: 9.99% - 14% (Best Rate)
    • HDFC Debt Consolidation Loan: 10.50% - 16%
    • ICICI Debt Consolidation Loan: 10.75% - 17%
    • SBI Debt Consolidation Loan: 10.85% - 15%
    • Axis Debt Consolidation Loan: 10.49% - 16%

    Low Interest Debt Consolidation Loan Features

    The best debt consolidation loan offers low interest and flexible terms. Here's what makes a low interest debt consolidation loan the best choice:

    • Low interest debt consolidation loan saves thousands
    • Best debt consolidation loan has no hidden charges
    • Flexible tenure from 1-7 years
    • No prepayment penalty on best debt consolidation loan
    • Quick approval and disbursement

    How to Get Best Debt Consolidation Loan

    Follow these tips to get the best debt consolidation loan at lowest interest rate:

    • Maintain CIBIL score above 750
    • Apply through Unyfy for lowest rates
    • Compare multiple lenders for best debt consolidation loan
    • Choose shorter tenure for lower interest
    • Provide complete documentation for quick approval

    Best Debt Consolidation Loan Calculator

    Use our calculator to find the best debt consolidation loan EMI for your needs. Calculate how much you'll save with low interest debt consolidation loan.

    • ₹5 Lakh best debt consolidation loan at 10%: ₹10,624 EMI (5 years)
    • ₹10 Lakh low interest debt consolidation: ₹21,247 EMI (5 years)
    • ₹20 Lakh best debt consolidation loan: ₹42,494 EMI (5 years)
    • Compare with credit card: Save 60%+ on interest

    Apply for the best debt consolidation loan through Unyfy at 9.99% interest. Our low interest debt consolidation loan helps you save money and simplify your finances. Get instant approval today.

    Debt Consolidation

    Personal Loan vs Credit Card: Consolidate Your Debts

    Use a low interest personal loan to pay off high-interest credit card debt. Compare personal loan vs credit card interest rates and save up to 70% on interest payments.

    The Credit Card Trap

    Why minimum payments keep you stuck

    Credit Card Interest Rate36-48% p.a.

    Compounding monthly on unpaid balance

    • !
      Minimum payment trap: 90% goes towards interest, not principal
    • !
      Indefinite closure: Your debt never ends at this pace
    • !
      Multiple EMIs: Managing several cards and loans is stressful

    The Unyfy Solution

    One loan, one EMI, clear closure date

    Personal Loan Interest Rate10-14% p.a.

    Fixed EMI, reducing balance method

    • Save up to 70% on interest payments
    • Fixed closure date: Become debt-free in 12-60 months
    • One easy EMI: All debts merged into single payment

    Interest Rate Comparison

    Credit Card (Minimum Payment)36-48% ROI
    Indefinite Closure
    Switch to
    Personal Loan (via Unyfy)10-14% ROI
    Fixed Term

    Stop paying indefinitely. Get a clear path to being debt-free.

    Free consultation • No obligation • Instant eligibility check

    Our Partners

    Partnered with India's Leading Banks & NBFCs

    We work with the most trusted financial institutions to bring you the best loan offers.

    HDFC Bank logo
    ICICI Bank logo
    Axis Bank
    State Bank of India logo
    IDFC First Bank logo
    Kotak Mahindra logo
    IndusInd Bank logo
    Yes Bank logo
    Bajaj Finserv logo
    Tata Capital logo

    50,000+

    Happy Customers

    ₹500 Cr+

    Loans Disbursed

    4.8/5

    Customer Rating