Loan Comparison

Compare Personal Loans in India – Find Best Rates from 20+ Banks

Why apply to one bank when you can compare offers from 20+ banks and NBFCs? Unyfy's loan comparison platform lets you compare personal loan interest rates, EMIs, processing fees, and eligibility criteria across India's top lenders. Get the best deal with rates starting from just 9.97% p.a.

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Danish MirzaFounder, Unyfy14 years in Indian banking and fintech

Compare Personal Loans Across All Major Banks

Our aggregator platform provides comprehensive comparison across India's banking sector.

PSU Banks: SBI, Bank of Baroda, PNB – rates from 10.25%
Private Banks: HDFC, ICICI, Axis, Kotak – rates from 10.50%
NBFCs: Bajaj, Tata Capital, L&T Finance – rates from 11%
Digital Lenders: MoneyTap, EarlySalary – instant approval
New-age Banks: IDFC First, Yes Bank – competitive offers

What to Compare in Personal Loans

Our comparison covers all important loan parameters for informed decision-making.

Interest Rate: Starting from 9.97% to 24% depending on profile
Processing Fee: 0% to 2.5% of loan amount
Foreclosure Charges: NIL to 4% of outstanding
Maximum Loan Amount: ₹25 Lakhs to ₹50 Lakhs
Tenure Options: 12 months to 84 months

Benefits of Comparing via Aggregator

Using Unyfy for comparison offers advantages over direct bank approaches.

Single application generates multiple offers – saves time
Soft inquiry first – no CIBIL impact for comparison
See hidden charges upfront before applying
Expert guidance on which offer suits your profile
Negotiated rates often lower than direct bank rates

How to Compare Personal Loans Effectively

Follow these steps for the most effective loan comparison.

Calculate total cost including processing fee and interest
Compare EMI at same tenure for fair comparison
Check foreclosure and part-payment flexibility
Verify processing time if urgency matters
Consider bank reputation and customer service quality

Don't settle for the first offer – compare and save! Use Unyfy's comparison platform to find the best personal loan rates in India. Apply now for free comparison!

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