Interest Rate Comparison
Current interest rates from both banks.
- HDFC Bank: 10.50% - 16.00% p.a.
- ICICI Bank: 10.75% - 16.50% p.a.
- Winner: HDFC Bank (slightly lower starting rate)
Loan Comparison
HDFC Bank vs ICICI Bank Personal Loan: Which is Better?
HDFC Bank and ICICI Bank are two of India's largest private sector banks. Let's compare their personal loan offerings to help you choose.
Danish MirzaFounder, Unyfy14 years in Indian banking and fintech
Processing Fee Comparison
Upfront costs to consider.
- HDFC Bank: Up to 2.5% of loan amount
- ICICI Bank: Up to 2% of loan amount
- Winner: ICICI Bank
Loan Amount & Tenure
How much you can borrow and for how long.
- HDFC Bank: Up to ₹40 Lakhs, 1-5 years
- ICICI Bank: Up to ₹50 Lakhs, 1-6 years
- Winner: ICICI Bank (higher amount & longer tenure)
Both banks offer competitive products. Apply through Unyfy to get the best deal from either bank.
Free Tool
Personal Loan EMI Calculator
Calculate your personal loan EMI instantly. Enter your loan amount, interest rate, and tenure to see your monthly payment and total interest.
₹
₹ Ten Lakh Only
₹1 Lakh₹2 Crore
%
8%20%
12 Months60 Months
Your Monthly EMI
₹32,385
for 36 months at 10.25% p.a.
Principal
₹10,00,000
Interest
₹1,65,860
Total Amount Payable
₹11,65,860
Principal (85.8%)
Interest (14.2%)
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